Key Facts:

• RBC sought summary judgment against the defendants (American Haulage Inc., Harsimran Singh Gill, and Lakhwinder Dhindsa aka Lakhwinderpal Dhindsa) for outstanding amounts under a Credit Agreement dated June 12, 2019.
• The Credit Agreement established credit facilities in favor of American Haulage Inc.
• Gill and Dhindsa, as directors of American Haulage Inc., signed guarantees for the repayment of the loan.

Issues Decided:

1. Can the issues be decided on a summary judgment motion?
   • Yes. The court found no genuine issue requiring a trial.
2. Is RBC entitled to judgment against American Haulage Inc.?
   • Yes. The court found that American Haulage Inc. was in default and owed the amounts claimed by RBC.
3. Are Gill and Dhindsa liable under the New Guarantee?
   • Yes. The court concluded that Gill and Dhindsa were liable under the New Guarantee they signed.

Key Findings:

• The court denied the defendants' adjournment request, citing lack of diligence and potential unfair delay to RBC.
• The court concluded that the signatures on the guarantees were genuine and that the defendants understood the nature of the documents they signed.
• The court ruled that independent legal advice was not necessary in this case as Gill and Dhindsa were directors and officers of American Haulage Inc.

Outcome:

• Judgment granted in favor of RBC against all defendants.
• Costs awarded to RBC in the amount of $15,947.51.